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Frequently Asked Questions

Quick answers to the questions we hear most often.

The fastest way is to call us at +1 888 875 0471. A licensed advisor will ask you a few quick questions and provide a personalized quote in minutes — completely free, no obligation.

Call our 24/7 claims line at +1 888 875 0471. Have your policy number ready and describe what happened. Our claims team will open your case immediately and guide you through every step. Most claims are resolved within 48 hours.

Yes, absolutely. Call us anytime and an advisor will update your coverage, add or remove items, change your deductible, or adjust your policy limits. Changes typically take effect the same day.

Payments can be made by phone, online through your account portal, or by setting up automatic monthly payments. We accept all major credit cards, debit cards, and bank transfers.

You can cancel at any time with no penalty. Call us and we'll process your cancellation immediately. Any unused premium will be refunded to your original payment method within 5–7 business days.

We assess every application individually. A prior claim or pre-existing condition doesn't automatically disqualify you. Call us and we'll find the best available option for your specific situation.

Yes! Bundling two or more policies — such as home and auto — can save you up to 25% on your total premium. Ask your advisor about our multi-policy discount when you call.

Still Have Questions? We're Here 24/7.

Don't wait — call now and speak to a real licensed advisor who can answer your questions and get you covered today.