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Home Insurance – protect your house and contents
01
Home Insurance

Protect the Place You Call Home

Your home is your most valuable asset — and your biggest responsibility. Our home insurance plans cover your building, contents, and personal liability so that fire, theft, storms, or accidents never leave you financially exposed. Whether you own a house, condo, or townhome, we have a plan built for you.

What's Covered
  • Fire, smoke & explosion damage
  • Theft, burglary & vandalism
  • Storm, hail & wind damage
  • Water damage from burst pipes
  • Personal liability up to $1M
  • Temporary accommodation costs
Not Covered
  • Intentional or deliberate damage
  • General wear & tear
  • Pest or insect infestation
  • Flood (available as add-on)
  • Earthquake (available as add-on)
  • Home-based business equipment
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Tenant Insurance – protect your belongings as a renter
02
Tenant Insurance

Renters Need Protection Too

Your landlord's insurance covers the building — but not a single item you own inside it. Tenant insurance is one of the most affordable and important policies you can have. For just a few dollars a month, we protect your belongings, cover your personal liability, and pay for a hotel if your rental becomes uninhabitable.

What's Covered
  • Personal belongings (theft, fire, water)
  • Liability to landlord & third parties
  • Temporary accommodation costs
  • Electronics, appliances & furniture
  • Jewellery & valuables (up to limit)
  • Accidental damage (optional add-on)
Not Covered
  • Building structure (landlord's policy)
  • Intentional damage
  • General wear & tear
  • Motor vehicles
  • Business stock or equipment
  • Pest or vermin damage
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Vehicle Insurance – comprehensive auto coverage
03
Vehicle Insurance

Drive with Confidence Every Day

From daily commuters to commercial fleet operators, our vehicle insurance plans are designed to keep you protected on every road. We cover cars, trucks, vans, motorcycles, and more — with flexible plans that fit your driving habits and your budget. Get comprehensive coverage or choose third-party liability only.

What's Covered
  • Collision damage (at-fault & not-at-fault)
  • Theft & attempted theft
  • Fire & severe weather damage
  • Third-party property & injury liability
  • Windscreen & glass replacement
  • 24/7 roadside assistance
Not Covered
  • Driving under the influence
  • Unlicensed driver at the wheel
  • Mechanical or electrical breakdown
  • Racing or competitive track use
  • Intentional damage
  • Normal wear & tear / depreciation
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Property Insurance – protect your real estate investments
04
Property Insurance

Protect Your Real Estate Investments

Whether you own a single rental unit or a portfolio of commercial buildings, our property insurance protects your investment from the unexpected. We cover the building structure, loss of rental income, owner liability, and more — giving you the confidence to grow your portfolio without fear.

What's Covered
  • Building structure & permanent fixtures
  • Fire, storm, flood & earthquake
  • Malicious damage & vandalism
  • Loss of rental income
  • Property owner liability
  • Legal expenses (optional add-on)
Not Covered
  • Tenant's personal belongings
  • General wear & tear
  • Intentional damage by owner
  • Unoccupied property over 60 days
  • Pest or vermin damage
  • Pre-existing structural defects
Get a Free Quote
Business Insurance – protect your company and employees
05
Business Insurance

Keep Your Business Running No Matter What

Running a business means managing risk every day. Our business insurance packages are tailored to your industry — whether you're a sole trader, a small business, or a large enterprise. We cover your liability, your premises, your employees, and your income so that one bad day doesn't end everything you've built.

What's Covered
  • General public & product liability
  • Commercial building & contents
  • Professional indemnity insurance
  • Business interruption & lost income
  • Employer's liability
  • Cyber liability (optional add-on)
Not Covered
  • Intentional or fraudulent acts
  • Pre-existing known liabilities
  • Normal wear & tear of equipment
  • Personal vehicle use
  • Regulatory fines & penalties
  • War or terrorism (unless added)
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Travel Insurance – worldwide medical and trip coverage
06
Travel Insurance

Travel the World Without Worry

A medical emergency abroad, a cancelled flight, or lost luggage can turn any trip into a nightmare. Our travel insurance plans cover you from the moment you leave home to the moment you return — with worldwide medical coverage, trip cancellation protection, and 24/7 emergency assistance wherever you are.

What's Covered
  • Trip cancellation & interruption
  • Emergency medical & hospital costs
  • Lost, stolen or delayed baggage
  • Flight delays & missed connections
  • Emergency evacuation & repatriation
  • 24/7 worldwide emergency assistance
Not Covered
  • Pre-existing conditions (unless declared)
  • Travelling against medical advice
  • Reckless or illegal activities
  • War zones or high-risk destinations
  • Alcohol or drug-related incidents
  • Unattended baggage losses
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Not Sure Which Policy Is Right for You?

Call our licensed advisors now — free, no obligation. We'll compare options from top insurers and find the perfect coverage for your needs and budget.

Call +1 888 875 0471 Talk to an Advisor